What It’s Like To Live In PGA Village

Are you picturing mornings on tree‑lined fairways and afternoons by a resort‑style pool? If you are exploring golf community living on the Treasure Coast, PGA Village in Port St. Lucie might already be on your radar. You want a clear feel for the homes, the lifestyle, and the practical details before you decide. This guide walks you through what life looks like day to day, the housing mix, fees and ownership basics, commute and conveniences, and who tends to thrive here. Let’s dive in.

PGA Village at a glance

PGA Village sits within Port St. Lucie, part of Florida’s Treasure Coast. The setting blends manicured golf landscapes with preserves and waterways, giving you a suburban feel with plenty of green space. The area centers on the PGA Golf Club and a collection of gated neighborhoods with their own amenities.

The community is known for a resort‑style, golf‑centric lifestyle. Many residents are active adults, retirees, seasonal owners, and golfers who want easy access to instruction, events, and social clubs. You will find both strictly gated, HOA‑managed sections and nearby neighborhoods that feel more conventional but still offer proximity to the club.

Homes and neighborhoods

Housing types you will find

• Single‑family homes that range from modest 1,300–2,500 square feet to larger custom and estate properties.
• Low‑maintenance options such as villas, condominiums, coach homes, and townhomes.
• A mix of new‑build and resale homes, including pockets of luxury and custom builds.

Floor plans and features

Homes here are designed for easy, active living. Expect many single‑level layouts, open living areas, and outdoor spaces that make the most of Florida’s climate. Garage parking is typical, and many homes cater to lock‑and‑leave convenience for seasonal residents.

HOA and CDD basics

Most neighborhoods are governed by homeowners associations (HOAs) with deed restrictions. Some sections may also use Community Development Districts (CDDs) to fund infrastructure. Fees, rules, and coverage vary by sub‑neighborhood. You should review covenants, budgets, and fee schedules for the exact tract you are considering.

Fees, covenants, and rentals

HOA fees commonly support common‑area maintenance and community amenities. CDD assessments, if present, are separate from HOA dues. Rental policies can vary by community, so confirm whether seasonal or long‑term leasing is allowed and if there are minimum lease terms or approval processes. Always ask for the latest governing documents before you make an offer.

Golf and club life

The PGA Golf Club anchors daily life for many residents. You will find multiple courses, robust practice facilities, and a performance center focused on instruction. Programming often includes clinics, lessons for all skill levels, and a calendar of events that attracts both serious players and social golfers.

Club access and memberships

Amenity access depends on your neighborhood and any club membership you choose to purchase. Some benefits may be included through your HOA, while golf privileges typically require a separate membership. Be clear on what your dues cover, what is optional, and what level of access fits your goals.

Amenities beyond golf

PGA Village‑area neighborhoods offer a resort‑style amenity mix tailored to active living:

• Clubhouses with dining and lounge spaces
• Fitness centers and wellness programs
• Resort‑style and lap pools
• Tennis and pickleball courts
• Walking trails, landscaped open spaces, and small parks
• Event and banquet spaces for clubs, classes, and gatherings

Daily rhythms and social life

You can expect a full social calendar. Many residents structure their day around morning rounds, fitness classes, and time at the pool. Evenings often include dinners at the clubhouse or local restaurants, casual events, and neighbor meetups. If you enjoy organized activities and easy access to wellness and recreation, the lifestyle fits well.

Getting around and nearby

Daily life here is car‑dependent. You will drive for errands, dining, and appointments, though most essentials are within a short trip in Port St. Lucie. Larger shopping and medical services are common in the Tradition area and along major corridors.

• Beaches on the Treasure Coast, including areas like Fort Pierce and Hutchinson Island, are typically 15–30 minutes away depending on where you start in PGA Village and traffic conditions.
• Regional airports include Palm Beach International and Vero Beach Regional. Drive times range from about 30 minutes to over an hour based on destination and traffic.
• The main north‑south routes are I‑95 and the Florida Turnpike. Commuting to job centers such as Jupiter, Palm Beach Gardens, or West Palm Beach is possible, though you should plan for roughly 40–60 minutes each way in typical traffic, sometimes longer.

Who thrives in PGA Village

This community tends to fit a few buyer profiles:

• Golfers and golf enthusiasts who want regular course access and quality instruction.
• Retirees and empty nesters seeking low‑maintenance living with wellness and social programming.
• Seasonal residents who want resort amenities and easy lock‑and‑leave options.
• Families also live here, although they are less common than active adults. If you have school‑age children, review zoning and routines that fit your family’s needs.

Schools and education

Homes in PGA Village are served by St. Lucie Public Schools. Exact school assignments depend on your address, so verify zoning with the district or the county property appraiser. Private and parochial options are available across the broader Port St. Lucie and Treasure Coast area.

Costs to plan for

Beyond your mortgage, plan for recurring costs that come with golf community living in Florida:

• HOA dues for neighborhood governance and amenities
• Possible CDD assessments that fund infrastructure projects
• Club or amenity memberships if desired
• Property taxes and insurance, including windstorm coverage
• Flood insurance if your property is in a mapped flood zone

Keep in mind that HOA and CDD fees vary by sub‑neighborhood. Before you go under contract, request current budgets, reserve studies, and recent meeting minutes to understand fee trends and upcoming projects.

Flood, wind, and hurricane season

Eastern Florida includes mapped flood zones, and parts of Port St. Lucie may require flood insurance. Ask for a flood zone determination from a licensed surveyor or your title provider and obtain insurance quotes early. Hurricane season runs June through November, so features like impact glass and roof tie‑downs can be important for safety and premiums. Your insurance agent can help you evaluate coverage and mitigation credits.

Buyer tips and tradeoffs

PGA Village offers a clear lifestyle promise. To make sure it matches your priorities, consider both benefits and boundaries.

• The appeal: resort‑level amenities, strong golf access, active social life, and low‑maintenance homes.
• The tradeoffs: a car‑dependent location, variable HOA/CDD fees, and community rules that guide exterior changes, landscaping, and leasing.
• The process: confirm what your ownership includes, what requires extra membership, and the current timeline for club or facility access.

Quick buyer checklist

• Identify your ideal housing type, such as single‑family, villa, condo, or townhome.
• Confirm HOA dues, possible CDD assessments, and what each fee covers.
• Ask for rental rules, pet policies, and architectural guidelines.
• Clarify club membership options and any waitlists.
• Review flood zone status and get insurance quotes.
• Map your commute and typical airport, beach, and shopping drives.
• For families, verify current school zoning with the district.

Is PGA Village right for you?

If you want golf at your doorstep, amenities that support active living, and the convenience of managed neighborhoods, PGA Village delivers a compelling lifestyle in Port St. Lucie. Take time to match the right sub‑community, fee structure, and membership level to your goals. With the right guidance, you can choose a home that fits your day‑to‑day and your long‑term plans.

Ready to see neighborhoods, compare fees, and tour homes that fit your wish list? Connect with Annmarie Napolitano and Team Napolitano for local guidance tailored to PGA Village.

FAQs

What home types are in PGA Village?

• You will find single‑family homes from modest to custom estates, plus low‑maintenance villas, condos, coach homes, and townhomes designed for active living.

Do I need a golf membership to play?

• Golf privileges typically require a separate club membership. Some amenities may be included through your HOA, so confirm what your ownership covers.

How close are beaches and airports?

• Treasure Coast beaches are about 15–30 minutes by car. Palm Beach International and Vero Beach Regional serve the area with drive times of roughly 30–60+ minutes.

Are there HOA or CDD fees?

• Most neighborhoods have HOA dues, and some include CDD assessments. Fees and coverage vary by sub‑community, so review current budgets and documents.

What schools serve PGA Village?

• Homes are served by St. Lucie Public Schools, with assignments based on your address. Verify zoning with the school district or county property appraiser.

Is flood insurance required in PGA Village?

• It depends on your property’s mapped flood zone. Request a flood zone determination and get insurance quotes to understand requirements and costs.

What is the commute like from PGA Village?

• Major routes include I‑95 and the Florida Turnpike. Commuting to Jupiter or West Palm Beach is feasible but can take 40–60+ minutes each way depending on traffic.